Are you planning a road trip from the UAE to Saudi Arabia? Before embarking on your journey, it is essential to ensure that your vehicle is properly insured. Having insurance is a mandatory requirement for foreign cars entering Saudi Arabia. Instead of waiting in long queues at the border to purchase motor insurance, why not take advantage of the convenience of buying it online ahead of time?
With ‘Manafith’, the official insurance system for foreign vehicles entering or passing through Saudi Arabia, obtaining insurance for your car is just a few clicks away. Whether you are planning a weekend getaway or a longer stay across the border, purchasing your insurance online guarantees a quicker and smoother entry at the Saudi border crossing. Don’t let insurance be a hassle on your road trip – take care of it in advance and enjoy a stress-free journey.
How to get Manafith insurance online
To expedite your border crossing process, you have the option to conveniently purchase motor insurance through the Manafith website, manafeth.najm.sa, or their user-friendly mobile app, compatible with both Apple and Android devices. By securing your insurance in advance, you can seamlessly cross the border without the need to make any additional stops for policy purchases.
What does Manafith’s insurance cover?
Manafith offers third-party liability (TPL) insurance for non-Saudi vehicles, protecting you from potential financial losses in the event of an accident where your car causes damage to other vehicles or individuals. It is important to note that this insurance does not extend coverage to damages incurred by your vehicle or any personal injuries you may experience.
Manafith motor insurance costs:
- For one week – SAR 120 (Dh117.45)
• For two weeks – SAR 200 (Dh195.75)
• For one month – SAR 250 (Dh244.69)
• For three months – SAR 400 (Dh391.50)
• For six months – SAR 900 (Dh880.88)
• For one year – SAR 1,200 (Dh1,174.48)
How to apply for Saudi motor insurance:
- To begin the process of securing your insurance, visit the website manafeth.najm.sa and select your desired insurance duration from the available options, such as one week or one month.
- Once on the website, you will need to fill out the necessary details for your insurance policy:
– Input the start date, which is pre-filled and requires you to apply for vehicle insurance one day before your trip.
– Choose the policy duration from the drop-down menu.
– Input the end date, also pre-filled for your convenience.
– Select your country of origin.
– Choose the border crossing, with the Batha border being the only option for UAE motorists. - Provide your vehicle information:
– Select the country where your car is registered.
– Enter the plate number and code.
– Input the chassis number, located on the back of your vehicle registration card.
– Select the vehicle manufacturer and model.
– Enter the vehicle’s manufacture year.
– Choose the vehicle type from the drop-down menu, such as private vehicle. - Review the total cost, which includes a 15% Value Added Tax (VAT) in Saudi Arabia, and proceed to make your payment using a debit or credit card. Upon successful payment, your car insurance will be instantly available on the website and linked to your vehicle.
Documents you need at the border
When arriving at the Al Batha border, it is essential to have the following documents readily available:
– Valid Emirates ID and passport
– UAE driving license
– Vehicle registration card (mulkiya)
– Manafith TPL insurance
– Valid Saudi visit visa (depending on nationality, eligibility for visa on arrival or 90-day eVisa may apply)
If you are driving a vehicle that is not registered in your name, such as a rental or mortgaged car, a No Objection Certificate (NOC) from the owner or bank is required.
What to do in case of an accident
If you find yourself in a traffic accident while driving a foreign vehicle in Saudi Arabia, you must report the incident promptly. You can do so by contacting Najm at their toll-free number 199033 or through WhatsApp at 920000560.
In cases where injuries are involved, it is crucial to reach out to the Saudi Red Crescent Authority at 997 and the General Department of Traffic at 993. These organizations will provide the necessary assistance and guidance to ensure that the situation is handled appropriately.